The post ManyPets Pet Insurance Review 2023
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Insurance Review 2023” Đánh giá về ManyPets Pet Insurance Review
2023
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What Does ManyPets Pet Insurance Cover?
ManyPets offers an accident and illness plan that covers a wide variety of health-related expenses. Some expenses covered under this policy include:
- Accidents such as poisoning and broken bones
- Illnesses such as an ear infection and cancer
- Exam and consultations fees
- Prescription medications
- Surgeries
- Treatments such as acupuncture and chiropractic care
- Medically necessary supplies
- Lab work
- X-rays
- MRIs
- Blood tests
- Hospitalizations
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ManyPets Pet Insurance Routine Care Coverage
ManyPets base plans cover expenses related to the treatment and care of accidents and illness, but they do not cover routine care. However, ManyPets gives you the option to add a routine and preventive care coverage to your policy at an additional cost.
A wellness plan from ManyPets can reimburse you for expenses such as:
- Wellness exams
- Routine vaccinations such as rabies and bordetella
- Flea, tick and heartworm prevention
- Holistic care such as supplements and treatments for stress, anxiety, coat, skin, and bone and joint care
- Dental cleanings
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What ManyPets Pet Insurance Doesn’t Cover
Although ManyPets pet insurance covers many health-related expenses, coverage for a few things are excluded from every policy. Some of these expenses include:
- Pre-existing conditions such as an illness or injury that began before coverage, except for conditions that have been symptom-free and treatment-free for 18 months
- Elective or cosmetic surgeries
- Medication, treatment or supplements that the FDA does not approve
- Behavioral medication or therapy
- Daycare
- Boarding
- Grooming
Keep in mind, if you don’t purchase the preventive care add-on, you won’t have coverage for things like wellness exams or vaccinations.
Compare ManyPets With Other Insurers
1
ManyPets
Unlimited
70%, 80%, 90%
$100, $250, $500
1
ManyPets
Via PetInsurer.com’s Secure Website
2
Embrace
$5,000, $8,000, $10,000, $15,000 or $30,000
70%, 80%, 90%
$200, $300, $500, $750, $1,000
2
Embrace
Via PetInsurer.com’s Secure Website
3
Figo
$5,000, $10,000, Unlimited
70%, 80%, 90%, 100%
Varies by pet age
3
Figo
Via PetInsurer.com’s Secure Website
ManyPets Waiting Periods for Coverage
Generally, pet insurance companies have a specific amount of time you must wait for coverage to begin. This set amount of time is known as the waiting period. For example, ManyPets has a 15-day waiting period for accidents and illnesses.
While the 15-day waiting period for illnesses is average compared to most pet insurance companies, the 15-day waiting period for accidents is longer than some other insurers. For example, Lemonde and Embrace offer a two-day waiting period for accidents. Choosing a pet insurance company with a short accident waiting period may give you peace of mind since you never know when a pet emergency can pop up.
However, if you’re switching from your previous pet insurer to ManyPets pet insurance, your accident and illness waiting period will be reduced to 24 hours. No other pet insurance company does this.
ManyPets Pet Insurance Coverage Levels
Maximum annual limit
Some pet insurance companies put a cap on the amount they will reimburse a policyholder in a given year. ManyPets has one coverage limit:
- Unlimited
Deductible options
Just like with health insurance, you must pay a deductible before your coverage begins paying for any expenses. ManyPets offers several deductible options:
- $100
- $250
- $500
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Reimbursement options
ManyPets offers reimbursement choices of:
- 70%
- 80%
- 90%
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Other Top-Rated Pet Insurance Plans to Consider
| Company | Forbes Advisor Rating | Reimbursement Choices | Deductible Choices | View More | |||
|---|---|---|---|---|---|---|---|
|
Embrace |
5.0 | 70%, 80%, 90% | $100 | Compare Plans | Via PetInsurer.com’s Secure Website | ||
|
Spot |
5.0 | 70%, 80%, 90% | $100, $250, $500, $750, $1,000 | Compare Plans | Via PetInsurer.com’s Secure Website | ||
|
Pumpkin |
4.5 | 90% | $100, $250, $500 | Compare Plans | Via PetInsurer.com’s Secure Website | ||
|
Figo |
4.0 | 70%, 80%, 90%, 100% | $100, $250, $500, $750 | Compare Plans | Via PetInsurer.com’s Secure Website | ||
|
Pets Best |
4.0 | 70%, 80%, 90% | $50, $100, $200, $250, $500, $1,000 | Compare Plans | Via PetInsurer.com’s Secure Website | ||
|
Trupanion |
4.0 | 50% to 100% | No deductible | Compare Plans | Via PetInsurer.com’s Secure Website |
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About ManyPets Pet Insurance
ManyPets’ sister company, Bought By Many, launched in the U.K. in 2012 with the aspirational goal of fixing things people hate about insurance. In 2017, Bought By Many introduced pet insurance in the U.K. ManyPets launched in Sweden in 2019 and expanded to the U.S. in 2021. It is currently offered in more than 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
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Methodology
To find the best pet insurance we used data provided by PetInsurer.com to score each pet insurance company based on the following:
Pet insurance rates: 40% of score. We calculated average rates for dogs for plans with unlimited coverage, a $500 deductible and a 90% reimbursement level, or the closest options available.
Special waiting period: 10% of score. Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that had no waiting period, a waiting period of fewer than six months or the ability to have the waiting period waived scored higher.
Direct payment to vet: 10% of score. Pet insurance companies that have the ability to pay a vet directly earned points.
24/7 vet health line: 10% of score. Insurers that provide access to a 24/7 vet health line scored in this category.
Routine wellness plans: 10% of score. Insurers that offer optional wellness plans earned points.
Pays veterinary exam fees: 10% of score. Not all insurers cover exam fees, even if the fee is for an illness or accident-related visit. Plans that cover the vet exam fee scored in this category.
Euthanasia or end of life expenses: 5% of score. Insurers that cover end of life expenses, such as euthanasia, cremation or burial fees, scored in this category.
Multipet discount: 5% of score. Many pet insurance companies offer a discount if you insure more than one pet. Insurers that offer a multipet discount earned points.
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Compare ManyPets With Other Pet Insurance Providers
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