How Excess Insurance Works

Let’s say you hire a car and it comes with standard insurance included (commonly referred to as Collision Damage Waiver – CDW). As is the case with most motor insurance, it’s likely that you’ll still be liable to pay an excess in the event of damage or theft before the rental company cover the rest of the costs associated with repair or replacement. This means you could be liable to pay hundreds, if not thousands, if anything happens to the hire car – regardless of whether it was your fault or not.

By buying excess insurance from iCarhireinsurance.com, you’ll be covered against excess charges of up to £6,000. What’s more, our policies also cover vulnerable parts of the vehicle often excluded from standard rental company policies, such as tyres, windscreen, roof, and undercarriage.

In the event you’re charged an excess fee by the rental company, simply submit your claim within 60 days of being charged and the claims team will assess this for you. Claims are typically processed within 14 days of receipt.