This Post Has One Comment

1. ALL AUTO INSURANCE COMPANIES ARE RIPOFFS, AND USE CREDIT SCORES TO SCREW CLIENTS OVER. THEY TRY TO SAY THAT THOSE WITH LOWER CREDIT RATINGS HAVE A GREATER POSSIBILITY OF FILING CLAIMS THAN THOSE WITH HIGHER CREDIT SCORES. THEY ALSO ADD SEVERAL DEDUCTIBLES AS WAYS OF GETTING OUT OF PAYING OUT ON CLAIMS. THEY ALSO HAVE RECENTLY GOTTEN INTO THE HABIT OF USING INFLATION AS AN EXCUSE TO CHARGE HIGHER MONTHLY PREMIUMS. HERE’S THE REAL DEAL: INSURANCE COMPANIES SHOULD ONLY USE ONE’S DRIVING RECORD TO BASE THEIR MONTHLY PREMIUM RATES ON. THOSE WHO HAVE NOT HAD ANY TICKETS, ACCIDENTS, DUI’S, ETC WITHIN A 5 YEAR PERIOD SHOULD ONLY BE CHARGED ROCK BOTTOM MONTHLY PREMIUM PRICES, WITH NO EXTRA CHARGES FOR CREDIT RATINGS, AND NO DEDUCTIBLES AT ALL. THOSE WHO DRIVE PROFESSIONALLY FOR A LIVING, AND HAVE CLEAN DRIVING RECORDS, WITH NO TICKETS, NO ACCIDENTS, NO DUI’S SHOULD ALSO BE PAYING AS LITTLE AS POSSIBLE FOR MONTHLY PREMIUMS, BUT IT SEEMS THAT ALL INSURANCE COMPANIES ARE INTERESTED IN IS GETTING MORE AND MORE $$ IN THEIR DEEP POCKETS AND WILL DO ANY, AND EVERYTHING THEY POSSIBLY CAN TO MAKE DAMN SURE THEY GET AS MUCH PROFIT IN THEIR POCKETS AS THEY ABSOLUTELY POSSIBLY CAN, EVEN IF IT MEANS SCREWING OVER THEIR CLIENTELE BASE. AND, ALL INSURANCE COMPANIES SHOULD ALSO BE FORCED BY LAW TO TAKE EVERY SINGLE PENNY THEY GET EVERY SINGLE MONTH FROM EVERY SINGLE CLIENT THEY SCREW OVER, AND PLACE THAT $$ INTO AN ACCOUNT IN THE NAME OF EVERY SINGLE CLIENT, AND ANY CLIENTS THAT DRIVE FOR 10 STRAIGHT YEARS OR LONGER, AND NEVER HAVE A SINGLE ACCIDENT AT ALL, OR NEVER RECEIVE A SINGLE TICKET AT ALL FOR ANY KIND OF TRAFFIC OFFENSE, AND DECIDE TO GIVE UP DRIVING FOR WHATEVER REASON, THEY SHOULD GET EVERY SINGLE PENNY OF ALL THE MONEY THEY WASTED ON FALSE SECURITY SUCH AS INSURANCE REFUNDED BACK TO THEM, INSTEAD OF THE INSURANCE COMPANIES JUST KEEPING IT FOR THEMSELVES !!!!! INSURANCE IS NOTHING BUT FORCED, LEGALIZED GAMBLING, AND, ACCORDING TO THE SCOTUS, THE ONLY PEOPLE REQUIRED TO BE LICENSED, REGISTERED, AND INSURED ARE THOSE WHO CONDUCT COMMERCE, AND ARE BEING PAID TO DRIVE DIRECTLY ON THE ROAD. THOSE WHO ARE NOT GETTING PAID TO BE BEHIND THE WHEEL, AND ARE NOT CONDUCTING ANY KIND OF COMMERCE DIRECTLY ON THE ROADS ARE NOT REQUIRED TO BE LICENSED, REGISTERED, OR INSURED BECAUSE THEY ARE NOT DRIVING FOR A LIVING, AND CONDUCTING COMMERCE DIRECTLY ON THE ROADS, THEY ARE ONLY PRIVATELY TRAVELING FROM POINT A TO POINT B IN THEIR PERSONALLY OWNED MODERN DAY METHODS OF CONVEYANCE. TRAVELING FREELY WITHOUT ANY GOVERNMENT INTERFERENCE IS A GOD GIVEN INALIENABLE RIGHT, WHICH NO GOVERNMENT, REGARDLESS OF WHETHER IT IS FEDERAL, STATE, OR LOCAL, HAS ANY POWER, OR AUTHORITY TO TAKE AWAY, AND REPLACE WITH A GOVERNMENT ISSUED PRIVILEGE. STATES SAY DRIVING IS A PRIVILEGE…. THIS IS TRUE, BECAUSE DRIVING IS RELATED TO COMMERCE, SO YES, DRIVING IS A PRIVILEGE, BUT PERSONAL TRAVEL IS NOT A GOVERNMENT ISSUED PRIVILEGE WHICH CAN BE REGULATED BY GOVERNMENT, TRAVEL IS A GOD GIVEN RIGHT !!!!!

   Reply