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With pet insurance from the RSPCA, you’ll be readyto care for your pet when they need it. Plus 10% ofthe price you pay goes directly to helping less-fortunate animals.
Caring for your pets is what we’re all about. That’s why FirstVet has been included in all our products. FirstVet provides pet owners with FREE unlimited access to video consultations with qualified vets, available 24/7.
For details about our products, view our Product information page.
Find out more about our cat insurance or dog insurance.
RSPCA Pet Insurance is underwritten and administered by Covea Insurance plc and can help your pet in their time of need. There is a range of pet insurance products to suit a variety of pet’s needs and different budgets too.
For every policy sold, 10% of the price you pay goes directly to helping less fortunate animals.
Dionne was very helpful and understanding, it’s a very stressful time having a dog with a condition that requires a lot of attention and it’s good to have someone who understands this and helps me to get my claim settled quickly to help with the costs.
Sam, Dec 2022
I had only recently taken out the insurance for our newly adopted dog because it meets our need for basic cover. I was expecting our claim to be rejected because of the shortness of time, so was pleased that you had met most of my claim. Moshu was with us such a limited time and we were very upset to lose him the way that we did. Your response won’t get him back but has encouraged us to rehome another dog.
Lea, Dec 2022
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Average vet bills cost £848*.Get protected, from lessthan £6 a month**.
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With pet insurance from the RSPCA, youll be ready tocare for your pet when they need it.
You can choose from five different products.
These are annual policies and if our pet insurer offers and you accept the renewal terms by agreeing to pay the premiums, you may claim the benefits that are covered by that policy for another policy year.
Please note: you must be able to afford to pay the yearly premiums which increase at renewal based on the age of your pet, claims history and other costs such as enhancements to and inflation costs of veterinary treatments.
For example: The cost of insuring a pet for the Platinum or Gold policy (based on pricing inflation in 2022) can increase between 10% – 20% per annum for pets up to 10 years old, although higher increases could apply. For older pets, the renewal premium could rise by 35% or more each year.
£1 Million
Third party liability
£150
Farewell Cover
-
This is a basic package that only covers vet bills up to £2,500 for injuries directly resulting from an accident. This is also a time-limited policy as it only provides cover for up to 12 months following the accident.
£4,000
Vet fee cover
£500
Dental accidents
£1 Million
Third party liability
-
This is known as a maximum benefit policy where your pet is covered for up to £4,000 for each illness or injury to help pay for your pet’s treatment for as long as the money lasts. Once you have reached the limit you cannot claim again for the same illness or injury, or anything related to what you have claimed for in future years.You will need to renew your policy each year for the cover to be available until the maximum limit is reached.
Silver
From £11.68/month
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£1,000
Dental accidents
£2 Million
Third party liability
-
This is known as a maximum benefit policy where your pet is covered for up to £6,000 for each illness and injury to help pay for your pet’s treatment for as long as the money lasts. Once you have reached the limit you cannot claim again for the same illness or injury, or anything related to what you have claimed for in future years. You will need to renew your policy each year for the cover to be available until the maximum limit is reached.
Gold
From £14.84/month
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£8,000
Vet fee cover
£2,000
Dental accidents
£200
Farewell Cover
-
This is known as a Lifetime policy where your pet is covered for up to £8,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year the limit becomes available again for the next 12 months.
Platinum
From £16.40/month
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£12,000
Vet fee cover
£2,000
Dental accidents
-
This is known as a Lifetime policy where your pet is covered for up to £12,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year the limit becomes available again for the next 12 months.
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Yes, we do not insure any dog that is required to be registered under the Dangerous Dogs Act 1991 and/or the Dangerous Dogs (Northern Ireland) Order 1991 or the Dogs (Muzzling) Regulations (Northern Ireland) 1991 or any amendments.
We also do not insure any breed of dog listing in the Excluded Breeds detailed in the “Policy Exceptions” section of the policy wording, which can be found on the Product Documentation page.
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Yes, you need to keep your pet’s vaccinations up to date in line with your vet’s advice. Our pet insurer will not pay a claim resulting from an illness that your pet should have been vaccinated against.
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Yes, we can pay your vet directly if you are happy for us to do so. Before you get treatment, ask your vet if they are willing to complete the claim form and send us any supporting information we’ll need to assess your claim.
RSPCA Pet Insurance is provided by the Royal Society for the Prevention of Cruelty to Animals and is underwritten and administered by Covea Insurance plc.RSPCA Pet Insurance is a trading name of Royal Society for the Prevention of Cruelty to Animals who is an Appointed Representative of Covea Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, number 202277. Registered Office Address: Norman Place, Reading, Berkshire RG1 8DA. Registered in England & Wales number 613259.RSPCA name and logo are trademarks of Royal Society for the Prevention of Cruelty to Animals (RSPCA) and used by Covea Insurance plc under licence from R.S.P.C.A Trading Limited, which pays all its taxable profits to the RSPCA. The RSPCA is a registered charity number 219099 helping animals throughout England and Wales.* According to the Association of British Insurers.** Based on insuring a moggie less than one year old in the AB10 postcode
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I totally agree with you Dr!
I have all four of my fur babies covered under Petsbest. I always tell others get the insurance when they are younger, it may seem like an inconvenience now but it comes in handy as they age. 😉