What is a European Health Insurance Card (EHIC) and how can I apply for one?

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For your stay in Germany and Europe, you should not rely on the first travel health insurance that comes along, since you require a meaningful insurance solution in accordance to visa regulations of the public authorities and the immigration authorities. Visitors from countries requiring a visa who apply for a Schengen visa are well advised with PROVISIT (https://www.provisit.com). With PROVISIT, you receive a tailor-made insurance solution which covers the main risks during your stay at an affordable price.

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With the european health insurance card (EHIC) you can receive essential medical care if you become ill while on holiday in Europe.

The EHIC only entitles you to essential medical care during a temporary stay abroad. This does not include:

planned medical treatment abroad
treatment in a private clinic abroad
medical treatment on a cruise ship
repatriation

Countries where the EHIC is valid

The EHIC is valid in member states of the European Union (EU), Iceland, Liechtenstein, Norway, Switzerland and the United Kingdom.

Attention: The EHIC is not valid in the country where you live.

How the EHIC works

If you receive medical care abroad, the foreign healthcare provider (e.g. a hospital) will ask to be reimbursed for the costs from your health insurer. On the basis of your policy and your excess, your insurer will determine what costs are covered and what you have to pay yourself.

Attention: The EHIC does not cover planned healthcare. Ask your health insurer whether and to what extent you are covered for planned healthcare abroad.

Watch more videos on the same topic : The European Health Insurance Card (EHIC) – a user’s guide – utalk

Video Description

For many years now EU citizens have been able to get public health insurance cover in all member states. nnMatthew in Manchester contacted us to find out more. He asked:

Applying for an EHIC

Watch more videos on the same topic : European Health Insurance Card

Video Description

A free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 28 EU countries, Iceland, Liechtenstein, Norway and Switzerland, under the same conditions and at the same cost (free in some countries) as people insured in that country.nnMore info: nhttps://europa.eu/!Yn94pn

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You live and work or study in the Netherlands

If you live and work or study in the Netherlands and you have Dutch health insurance, the back of your insurance card will usually be an EHIC. If that is not the case, apply for an EHIC from your Dutch health insurer.

You live abroad and work in the Netherlands

If you live abroad and work in the Netherlands, apply for an EHIC for yourself from your Dutch health insurer.

For family members insured on your plan you can apply for an EHIC from the CAK.

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You live abroad and receive a Dutch pension or benefit

If you live abroad and receive a Dutch pension or benefit and you are registered with the CAK, you can apply for an EHIC from the CAK for yourself and for the family members insured on your plan.

Once you have applied you will receive your EHIC by post within 3 weeks.

Read more about the EHIC on the European Commission website

Contact

If you have any questions, please do not hesitate to contact us.

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