Homeowners Insurance Quotes – Nationwide

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Combine auto, home and life to save time and money.

Get a multi-policy discount

Get ID cards and policy documents, change your coverages, make payments or manage a claim.

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Add the smart home program to keep your home safe from water damage, break-ins, fires and more.

Learn about the smart home program

Caring for your home and loved ones is crucial. That’s why we offer homeowners insurance you can depend on. From dwelling coverage to personal property protection, we provide homeowners insurance policies to suit your needs and budget. Homeowners’ policies cover:

  • Dwelling – Coverage that protects the structure of the home (roof, walls, wall-to-wall carpeting, etc.)
  • Other structures –  Coverage for sheds, detached garages and other structures not connected to the main dwelling itself
  • Personal property – Coverage for personal items (clothing, furniture, appliances, computers, etc.) on and off the premises
  • Loss of use – Coverage for when an insured has to move out of the home while repairs are made as a result of damage caused by a covered loss

Home insurance can also be used as a means of financial protection. If someone sues after being injured on your property, proper home insurance limits can ensure you won’t be paying their legal fees from your pocket.

We also offer insurance policies for owners of second homes and vacation homes. This way, you, your family and your guests are protected wherever you go.

If you own a home and have a mortgage, your lienholder (the bank who is invested in your loan) will likely require you to carry insurance on your home. We often partner with banks to allow members to combine their insurance payments and monthly mortgage bill. This is called escrow. Your agent will be happy to review the details with you.

We make getting a homeowners insurance quote easy. You can click Start your quote above, call us at 1-877-669-6877 or find a local agent to get started.

In times of need, we stand by you.

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[1] http://www.insurancebusinessmag.com/us/news/breaking-news/the-problem-affecting-60-of-homeowners-policies-25269.aspx

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

Brand New Belongings is an optional feature. Exclusions and limits apply. Damaged items may be repaired in some cases. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages. Subject to underwriting guidelines, review, and approval.



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