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Cash benefits paid directly to you, even if benefits are also paid under Workers’ Compensation*
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Planning for the unexpected is the best way to help safeguard your financial security if your regular income is interrupted due to a period of disability resulting from an accident. While medical insurance pays your doctors and hospital, it doesn’t pay you. It may be surprising to learn that nearly 3,000 Americans become disabled every hour and medical bills contributed to 62 percent of all bankruptcies in 2007 even though three quarters of American families filing for bankruptcies were insured.*
Our Income Protection Direct supplemental insurance plan is simple. It pays a monthly cash benefit directly to you for up to 12 or 24 months during times when an accidental injury results in total disability leaving you unable to work. This money can be used for anything you choose. It’s your money, your decision.
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Cash Benefits Can Be Used For
Copays or Coinsurances
Rent or Mortgage
Everyday Living Expenses
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How Does Income Protection Work?
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Step 1: Cover expenses during times of total disability.
Most people insure their possessions but few think to insure their most valuable asset – their income.
Step 2: Submit your claim.
Easily check the status of your claim online 24/7.
Step 3: Receive your cash.
It’s your money, you decide how to use it.
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Questions about income protection insurance
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