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Accident only

With our lowest level of cover your pet will be covered for unexpected mishaps. You’ll be able to claim vet fees for a period of 12 months from the first date of treatment for an accident or until the vet fee limit is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
Basic

Also known as Time Limited. Your pet will be covered for accidents or illness for a period of 12 months from the first date of treatment or until the vet fee limit is reached, whichever happens first. If you make a claim and have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
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Classic

Also known as Maximum Benefit. Your pet will be covered for accidents or illness up to your chosen vet fees limit for each condition, until the limit is reached. If you make a claim or have any remaining cover benefits you wish to use in the next policy year, you must renew your policy with us and there must be no break in cover.
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Premier

Also known as Lifetime. Your pet is covered for accidents and illnesses (including one-off, reoccurring and ongoing) up to your chosen vet fee limit each year, as long as you renew each year and there’s no break in cover.
Vet fees limit £2,500
Vet fees limit £1,500 or £3,000
Vet fees limit £4,000 or £8,000
Vet fee limit £1,000, £2,000, £4,000 or £6,000 for each accident or illness each year
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You’ve convinced me! Was paying $35 a month for our two cats for pet insurance but will now put that money towards a separate savings account instead for annual vet visits and any emergencies. Seems way smarter in the long run than paying for pet insurance. Thank you!