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Car Insurance | Privilege.com
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Car insurance – what’s in it for you?
Watch more videos on the same topic : Joanna Lumley – Privilege Car Insurance Ad
Video Description
Privilege Car Insurance Advert starring Joanna Lumley.
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Comprehensive
Standard car insurance for Aaron, Zoe and everyone in between.
Watch more videos on the same topic : TV Ad for privilege com – insurance 2005
Video Description
Broadcast 7th August 2005
ComprehensivePlus
Higher limits and a few added extras, included as standard.
Subject to availability.
Third Party, Fire and Theft cover also available
Which of our policy options is best for you?
- Courtesy carIf your car’s being fixed by one of our approved repairers, we’ll give you a car to use for the whole time yours is in for repairs.
- Uninsured Driver PromiseIf an uninsured driver hits your car and it’s confirmed that the accident isn’t your fault, our cover will protect your claim-free years and cover your excess, too. Make sure you get the registration number, make and model of the other vehicle, and the other driver’s details (if possible) to make a claim.
Comprehensive Plus
(Subject to availability)
Higher limits and a few added extras, included as standard.
- Guaranteed Hire Car PlusIf your car is being fixed by one of our approved repairers, we’ll give you a hire car of similar physical size to your own, to drive until yours is fixed. Alternatively, if you prefer to use your own repairer, or your car has been written off or stolen — you’ll still get a hire car for up to 21 days in a row.
- Uninsured Driver PromiseIf an uninsured driver hits your car and it’s confirmed that the accident isn’t your fault, our cover will protect your claim-free years and cover your excess, too. Make sure you get the registration number, make and model of the other vehicle, and the other driver’s details (if possible) to make a claim.
Third Party, Fire & Theft
If you accidentally damage someone else’s car or property while driving, injure someone in an accident, or your own car has been stolen or damaged by fire – you’ll be covered. We’ll also give you a courtesy car if yours is being fixed by one of our approved repairers.
Drive safely, save money!
If you’re under 26 and have passed your test, you could be eligible for a discount on your car insurance with DriveXpert.
If eligible, you will be invited to download our app or simply plug in a Privilege black box and you’re away.
Subject to availability.
Find out more
Drive safely, save money!
If you’re under 26 and have passed your test, you could be eligible for a discount on your car insurance with DriveXpert.
If eligible, you will be invited to download our app or simply plug in a Privilege black box and you’re away.
Subject to availability.
Find out more
Your optional extras…
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Motor Legal Cover
Included as standard with Comprehensive Plus cover.
If you have a road traffic accident that isn’t your fault, we’ll help you claim compensation for uninsured losses for you and your passengers – including repair costs, loss of earnings and compensation for personal injury.
If you add Motor Legal Cover to your policy, we’ll pay your legal costs up to £100,000 to help you claim from the person responsible for the accident, as long as there’s more than a 50% chance your claim will be successful.
You can phone our 24-hour Motor Legal helpline on 0345 878 8731 for confidential advice on any private motoring legal problem to do with laws that apply in the UK – whether you intend to claim for the problem or not. Please note that our helpline doesn’t advise on any claim you make under your motor insurance policy.
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Guaranteed Hire Car Plus
Included as standard with Comprehensive Plus cover.
If you can’t drive your car because it’s been damaged, written off or stolen, we’ll deliver a similar sized car to your home, which you can drive for as long as you need to, while your car is being replaced or repaired by one of our approved repairers.
If you use your own repairer, that’s fine. You can still take advantage of this service for up to 21 consecutive days while your car is being repaired.
Guaranteed Hire Car Plus offers you peace of mind, should the worst happen. Please note, this cover excludes windscreen damage.
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Protected No Claim Discount
If you’ve built up four or more years’ NCD, you qualify for our Protected NCD. This means that even if you make a claim, your NCD won’t be affected. Without this protection, any fault claim will impact your NCD.
No Claim Discount protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident, even if you weren’t at fault.
Green Flag Breakdown Cover
If you break down, Green Flag will help get your car back on the road – 24 hours a day, 365 days a year. It doesn’t matter who’s driving or even if you’re in the vehicle at the time – if your car breaks down, we’ll be there.
We’ve got various levels of cover for you to choose from, and there’s no limit to how many times you can call for help (as long as it’s not for the same problem). Simply choose the cover that’s right for you.
Whichever policy you choose, you’ll have access to:
- A national network of breakdown specialists
- A choice of different levels of cover
- Cover for anyone driving your car with your permission
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New customer?
Get a quote
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Existing customer?
To add these to your policy call: 0345 878 5222
All the details
Here are some sample policy documents for you to download and take a look at. If you’re looking for specific information about an existing policy, please check the documents we sent you or call us on 0345 878 5222. If you buy a new policy from us, you’ll see relevant policy documents before you buy, and we’ll send them to you afterwards.
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Start your claim online
Give it a go – it’s often faster than calling us.
Just complete this form to tell us what happened and what you’re claiming for.
Start claim onlineHow Brexit will affect your car insurance
Find out more
- How do I renew my motor
policy?
We’ll send you a letter at least 21 days before your policy ends, confirming whether it will renew automatically. If your policy is set to renew automatically and all the details are correct, you don’t need to do anything. We’ll use the payment details shown in your renewal letter. If your policy isn’t due to renew automatically, you can renew it quickly and easily online. Check your policy documents for further information, including your Motor Insurance Schedule and Motor Proposal Confirmation. If you have any questions or need to make changes, please speak to us via web chat.
- What is the excess on my
car insurance policy?
Motor policies have the option of selecting a voluntary excess in return for a reduction in premium, however other additional excesses may apply. Please refer to your quote or policy details. If you are still unsure please call us for more information. Please refer to your policy schedule.
- In the event of a claim,
can I use a garage of my choice?
Yes, you can. Although if you use one of our recommended garages, all parts and repairs will be guaranteed for five years. Please see the claims page for further information.
- Am I covered against
windscreen damage?
Yes, although the value of the excess depends on whether the windscreen is being replaced or repaired and whether the work is undertaken by Autoglass, our recommended windscreen repairer. For full details please refer to your schedule or your motor insurance certificate for your windscreen damage excess. Arrange a repair online with our windscreen partners, Autoglass. Claiming a windscreen repair won’t affect your NCD. Full details can be found in your policy booklet. Make a claim now.
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the only way to insure my 2.0 Hyundai coupe is with a black box at 20 only need it for a year then It goes down to something I can afford getting day insurance tomorrow for one last drive where I can use the whole of the car R.I.P