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Sainsburys Bank car insurance review – Which?
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Groceries aren’t the only thing you can get from Sainsbury’s. It opened a bank in 1997 and offers a range of financial products, including home insurance, pet insurance, travel insurance, credit cards and mortgages.
Sainsbury’s Bank’s car insurance policy is underwritten by a panel of Axa, Covea, LV, Markerstudy, Premier Underwriting, Pukka, Sabre and Zurich.
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Compare car insuranceWhat does Sainsbury’s Bank car insurance cover?

The information below gives an at-a-glance view of the key areas that Sainsbury’s Bank’s Car insurance policy covers as standard.
Elements marked with a ✔ are covered as standard, those marked with a ✖ are not covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
Does Sainsbury’s Bank offer the best car insurance?

Here’s how Sainsbury’s Bank scored in our latest car insurance survey:
To help you find the best car insurance providers in the UK, Which? goes the extra mile to sort the best from the worst.
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Sainsbury’s Bank car insurance policy: is it good or bad?

Sainsbury’s Bank’s creditable score of 69% in our policy analysis places it 15th of the 49 policies we looked at.
The grocer’s policy includes a no claims discount for you and a named driver, cover to drive in European countries (depending on your policy details) and car seat replacement cover.
However, there’s no dashcam or multicar discount.
We’ve rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you’re not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of the Sainsbury’s Bank Car Insurance policy rated
Table last updated in February 2022. Next update in February 2023.
Sainsbury’s Bank also offers the Car Plus policy, which scored an impressive 70%, placing it 13th. It offers cover to drive other cars when you are abroad and includes motor legal protection and misfuelling cover as standard.
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How can you save money on Sainsbury’s Bank car insurance?

The first offer an insurer makes isn’t necessarily the best they’re able to provide – especially if you’re renewing. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.
Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all dancing policy – but certain add-ons might not be for you, or could duplicate cover you already have separately.
Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites (where available) as well as trying them directly to find a cheap car insurance quote.
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Above information correct as of December 2021.
We’ve partnered with Confused.com to help you get a great deal on your car insurance.
What is Sainsbury’s Bank’s car insurance claims number?
If you need to make a claim with Sainsbury’s Bank car insurance call 0344 600 9021 or +44 161 862 2889 if calling from abroad.
- Find out more: is it worth claiming on your car insurance?
We’ve partnered with Confused.com to help you get a great deal on your car insurance.
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