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Temporary car insurance FAQs

Watch more videos on the same topic : PROVISIT – Insurance for foreign visitors in Germany and Europe
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For your stay in Germany and Europe, you should not rely on the first travel health insurance that comes along, since you require a meaningful insurance solution in accordance to visa regulations of the public authorities and the immigration authorities. Visitors from countries requiring a visa who apply for a Schengen visa are well advised with PROVISIT (https://www.provisit.com). With PROVISIT, you receive a tailor-made insurance solution which covers the main risks during your stay at an affordable price. nnCredits:n©istock/FancyStudion©istock/kaisersosa67n©istock/dennisvdw n©istock/Wavebreakmedian©istock/MartinDejan©istock/elesaron©istock/SaddamStockn©istock/zentilian©istock/Stusyan©istock/alptraumnnProduction music courtesy of www.epidemicsound.com
How much does temporary insurance cost?

You’ll be able to find quotes for temporary car cover that range from hours up to 28 days of cover. While prices will vary depending on the driver, their driving histories and the vehicle, you can expect cover to start from as little as £8.99 for 1 hour.
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Do I need insurance to borrow a friend’s car?

Yes, you will always need to be insured when you borrow a friend’s car. You will need either a temporary car insurance policy, an annual policy on the borrowed vehicle, or added to the owner’s annual policy.
If you have your own annual policy you may be covered to drive other cars, but this is unlikely.
Can I add an additional driver to this policy?

Unfortunately, we are currently only able to provide cover for one driver per vehicle. We may offer this feature in the future, but in the meantime, if you require cover for two drivers – you will need two separate policies.
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Do I instantly appear in the Motor Insurance Database?

Once you’ve purchased your temporary car insurance policy, the details of your cover will be passed to the Motor Insurance Database (MID). This process can take up to 7 days, so in some instances, your policy may have finished before the details have been added to the MID.
To ensure you have valid proof of your short term car insurance, we recommend you print or keep a copy of your Insurance Certificate on your phone as this is all the proof of insurance you need, and gives you legal entitlement to drive the car.
Can I take out insurance for my MOT?

The vehicle you wish to insure must have a valid MOT, however, you can take out temporary car cover to drive the vehicle to a pre-booked MOT appointment.
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When might I need temporary car insurance?

Here are just some of the everyday situations where temporary car insurance would be useful:
- Borrowing a car
- Sharing a long drive
- Driving on holiday (the UK and abroad)
- Test driving a new car
- Driving away a new car after buying
- Car sharing for work or pleasure
- In an emergency
- For your business
- Temporary cover for young drivers
Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.
We’re currently rated ‘Excellent’ with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.
Trustpilot
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Quick and easy temporary car insurance quotes

It couldn’t be simpler to get a temporary car insurance policy.
You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.
Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.
We compare prices and policies from a panel of leading temporary car insurance providers and show you the cheapest price possible.
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
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The cover you need for the duration you want

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